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matk
Joined: 23 Jul 2009, 14:21
Posts: 14
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Had this on my statement from Credit Agricole as a debit for €7.74. With my limited French the man at the bank seems to be telling me its a charge for starting a new Direct Debit. This seems a bit tight to me. Can anyone help explain or confirm this?
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| 03 Aug 2011, 14:00 |
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Andyh4
Joined: 31 May 2005, 11:37
Posts: 5406
Location: Cologne and Ardèche and BdRhone
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Setting up a new DD would fit
frais - charges
Mep ?
Prlv - prelevement - direct debit
Only the basic and standard DDs are set up without charge - utilities such as gas, electricty, telephone.
The rest you get charged for - welcome to the world of French/Continental Banking
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Andy
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| 03 Aug 2011, 14:48 |
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Kpy
Joined: 10 May 2006, 14:37
Posts: 515
Location: Seine Maritime
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Yes, Andy4h is correct.
It's frais de mise en place d’une autorisation de prélèvement.
My branch of CA charges €8.25 for that.
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| 03 Aug 2011, 15:20 |
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Hal
Joined: 06 Jan 2011, 14:49
Posts: 2287
Location: Limoux, 11300 Aude.
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Andyh4 wrote: welcome to the world of French/Continental Banking Surely a First Direct type of Bank has to come along shortly..?? France cannot go on like this - can it? I often wonder how it survives. Massive row with CA this morning - I wanted to send €180 to Holland. Well, you'd think I was Mr Evil - why did I want to send it? I am not allowed to make a European transaction on this account, send signatures bla bla. Kicked up a fuss, they said a manager would call me back. She did call, but in the intervening time, I had called First Direct, got a reasonable exchange rate under the circumstances, made the conversion, put it into SEPA and off it went. 7 minutes tops, no questions, no signature and no histrionics. Outlined this to CA manager lady, no interest, no care. The system is the system! Ugh!
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| 03 Aug 2011, 17:22 |
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tomdenne
Joined: 30 Oct 2008, 00:38
Posts: 3497
Location: 58 La Nièvre
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I had called First Direct, got a reasonable exchange rate  Since you're with FD in the UK (IMHO excellent choice) what on earth are you doing with CA in France? You know where you ought to be banking here!! (Here's your nearest branch; HSBC Agence, 29 Rue Georges Clemenceau, 11000 Carcassonne 04 68 10 32 00) Cheers, Tom
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One life... get one.
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| 03 Aug 2011, 18:12 |
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Hal
Joined: 06 Jan 2011, 14:49
Posts: 2287
Location: Limoux, 11300 Aude.
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Yes, I could indeed, but wonder if on their journey over here, along with the other banks, they had the obligatory bureaucratic lobotomy that is called French Banking..?
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| 03 Aug 2011, 21:57 |
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allanb
Joined: 01 Sep 2006, 11:39
Posts: 893
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Andyh4 wrote: Only the basic and standard DDs are set up without charge - utilities such as gas, electricty, telephone. The rest you get charged for - welcome to the world of French/Continental Banking It must vary from bank to bank. I've had three different banks in France (not all at the same time) and although I had several complaints and annoyances with the first two, none of them ever charged me for setting up a prélèvement.
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| 04 Aug 2011, 14:32 |
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Andyh4
Joined: 31 May 2005, 11:37
Posts: 5406
Location: Cologne and Ardèche and BdRhone
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It would not surprise me that there are differneces but which prelevements did you set up?
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Andy
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| 04 Aug 2011, 15:24 |
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SAMMIE
Joined: 30 May 2005, 14:48
Posts: 628
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CA do make some charges for prelevements, if you are not happy about it you could look to change bank, many french banks do NOT charge for prelevements. Some allow an amount free then charge e.g. 10 then thereafter charge - you really need to check small print!
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| 04 Aug 2011, 15:35 |
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allanb
Joined: 01 Sep 2006, 11:39
Posts: 893
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Andyh4 wrote: It would not surprise me that there are differences but which prelevements did you set up? Currently eight altogether (some of them cover more than one regular payment, but I don't think that makes any difference). My present bank doesn't charge for any number of them. I haven't checked to see whether either of the others would have charged if I'd had more of them. By the way, my present bank also doesn't charge for blocking a direct debit (opposition sur prélèvement), which is a nice change from some banks.
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| 07 Aug 2011, 09:30 |
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