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 Pension credit 
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Joined: 01 Apr 2009, 23:13
Posts: 372
Location: Hertfordshire UK
Hi I want to eventually move to France but as I do not have a great pension, mainly due to fact that being self employed and whenever we have bad times pensions are first thing you stop paying.
If I stay in UK my income when I retire will be basic government pension plus about £25 per week, I do have a bit of capital but when that capital gets below 10k in the UK my income would be made up to £202 per week with pension credit (that’s for a couple).
What I want to know is there any such benefit in France and if yes would I be entitled to it I moved to France.

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20 Mar 2011, 19:29
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Joined: 11 Jan 2008, 23:49
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Location: W of Cahors (46)
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I honestly have no idea what benefits may be available to pensioners in France but I think I can safely say that having not paid a cent into the French system you wouldn't be entitled to them !

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20 Mar 2011, 20:24
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Joined: 01 Apr 2009, 23:13
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Location: Hertfordshire UK
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But can you say that is definate or are you only assuming that to be the case.

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20 Mar 2011, 20:53
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Joined: 11 Sep 2008, 11:47
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Location: house in 61, or campervan when working elsewhere in France, Wales, England, NL ...
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If you are in the UK system when you retire then you will get your state pension from the UK. On the directgov site at http://www.direct.gov.uk/en/Pensionsandretirementplanning/PensionCredit/DG_10018692 where it sets out the rules for pension credits, the first words are "If you live in Great Britain".

So it seems from that, that if you move to France you will only get your basic pension.

But I can't say that that is definite either, I am just assuming it to be the case on the basis of what it says on the website.


20 Mar 2011, 21:07
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Joined: 05 Feb 2007, 13:56
Posts: 1515
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The basic principle is:
EU-citizens moving to France with no income from employment (e.g. retired people) have the right to live in France, but need to show they have the financial resources to be self-supporting and not a burden on the French state.

http://vosdroits.service-public.fr/part ... nce&l=N112


20 Mar 2011, 21:18
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Joined: 30 Aug 2005, 15:20
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Pension Credit is not an exportable benefit.


21 Mar 2011, 00:29
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Joined: 11 Jan 2008, 23:49
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Location: W of Cahors (46)
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dobby-B wrote:
But can you say that is definate or are you only assuming that to be the case.
Elsie has said it, you can only come to live in France if you are self supporting which, by definition, excludes claiming benefits.

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21 Mar 2011, 08:23
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Joined: 19 Sep 2005, 11:06
Posts: 48074
Location: Eure - ex Deux-Sèvres
Hi!

How is your French?

And much do you know of France, and day to day living there ?

On your own, if you do not speak French your are going to regret it!

Yours,

pomhorn


21 Mar 2011, 08:59
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Joined: 31 Jul 2003, 07:36
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We have been paying into a french pension for over 16years now and it is very strict to qualify for a payout as you must make the compulsory number of years (points) to qualify with even paying double cotisations during the last ten working years of life. If you have not paid the full whack so far into the UK system and do not work to make up the difference in France , then NO you will not get anything here apart from an exported entitlement to your basic UK pension. The french system works onthe fact that you must pay in first to receive anything out and that includes not just pensions but other benefits and if you cannot support yourself here, you may not qualify for anything at all. If you are under french retirement age you must pay for your own health insurance once the UK E form has expired after two years as well and finding work here without good french language skills is extremely doubtful.


21 Mar 2011, 12:37
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Joined: 01 Apr 2009, 23:13
Posts: 372
Location: Hertfordshire UK
pomhorn wrote:
Hi!

How is your French?

And much do you know of France, and day to day living there ?

On your own, if you do not speak French your are going to regret it!

Yours,

pomhorn


The question wasn,t about what I do know of France and the day to day living or indeed if I can speak French.

Arte you sure your answering the vright question!!

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21 Mar 2011, 21:01
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Joined: 01 Apr 2009, 23:13
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Location: Hertfordshire UK
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[quote="Clover"]If you have not paid the full whack so far into the UK system

Where did that come from? It may interest you to know and anyone else for that matter that I have been paying into the uk system for 48 years, I have never been unemployed or claimed any benefits apart from family allowance.

Betwen the lines I think there may be an assumption I'm a layabout or benefit scrounger wanting to live somewhere on the fiddle or something along those lines, if thats so you have never been so wrong.

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21 Mar 2011, 21:14
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Joined: 25 Jun 2008, 08:20
Posts: 14384
Location: Here, there, everywhere, but always in France!
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Hi dobby-B

I'm sure members are not judging you, they are trying to assist you.

It's sometimes very difficult to offer appropriate advice when you don't know the person, the person's relevant history, etc. Most folks don't like to ask personal questions either!

I have read through the posts in your thread, and I can see you have received quite a lot of helpful information. If you need more than what has already been posted, perhaps you could search around the forum for relevant information? I will certainly do a search and post here anything I find that may be helpful to you.

Kindest regards
Chrissie


21 Mar 2011, 22:10
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Joined: 17 Jul 2003, 12:11
Posts: 11873
Location: Land of the Pantoufles, in a tiny hamlet not far from a village with lovely people
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The bottom line is that you are not entitled to pension credits from the UK because they are not exportable nor are you entitled to anything in France because you have not paid into the French system.

Whether you have paid into the UK system for 1 yr or 100 yrs makes no difference you are not entitled too anything in France

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21 Mar 2011, 22:11
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Joined: 10 May 2006, 14:37
Posts: 515
Location: Seine Maritime
dobby-B -
Let's go back to your original question:
dobby-B wrote:
What I want to know is there any such benefit in France and if yes would I be entitled to it I moved to France.

You must realise by now that the answer is that, whatever your UK NI contributions may be, if you moved to France you would be entitled neither to UK Pension Credit nor to any similar French benefits.


21 Mar 2011, 22:31
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Joined: 25 Jun 2008, 08:20
Posts: 14384
Location: Here, there, everywhere, but always in France!
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Hi dobby-B

In addition to succinct advice already offered by others, here's a link that I hope you find helpful -

http://www.direct.gov.uk/en/Pensionsand ... G_10026714

It would be prudent to contact an adviser before leaving the UK, during your planning stage.

Good luck.

Kindest regards
Chrissie


21 Mar 2011, 22:43
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